Damage to Property

SMALL CLAIMS COURT: DAMAGE TO PROPERTY


Situations for Filing a Claim for Damage to Property in Small Claims Court

Examples of property damage or loss valued at under $25,000 may include, but are not limited to:

  • damage to windows, doors and interiors or exteriors of homes, apartments, cottages or businesses
  • theft of contents such as jewelry, televisions, computers and merchandise
  • damage to automobiles
  • shoplifting

Generally, Damage to Property case possesses three elements:

  1. Lack of consent: The interference with the property must be non-consensual.
  2. Actual harm: The interference with the property must result in actual harm or loss.
  3. Intentionality: The interference with the property must be intentional.

According to the Parental Responsibility Act, parents financially responsible for property loss, damage or destruction intentionally caused by their children who are under 18 years of age. Victims of property crimes committed by minors follow the standard Small Claims Court process.

Damage to Property Proceedings in Small Claims Court

You might want to file a claim for Damage to Property matters in small claims court if the damages you will request are not more than $25,000. The number of steps in a Small Claims Court proceedings varies from case to case.

Time Limits: Small claim court proceedings for damage to property or property loss must be commenced within a certain period of time set out in the Limitations Act. Under the law, the time you have to sue may run out. The deadlines vary depending on the circumstances of the case, and the type of case or claim. Usually, General Limitation Period2 years commencing when the cause of action is discovered (Limitations Act, 2002, S.O. 2004, c. 31, ss. 4,5); and Ultimate Limitation Period15 years (commencing from 2004 or when the cause of action arises, whichever is later) (Limitations Act, 2002, S.O. 2004, c. 31, ss. 15). Check the time limits for your type of case. If you aren’t sure about whether you are still in time to make a claim, talk to CP Paralegal Services.

The following steps will have to be taken for your Damage to Property case in Small Claims Court:

  • Completing the Plaintiff’s Claim form: you will be required to write in the plaintiff’s claim form a short, clear summary of the events that took place and the reasons you think you are entitled to judgment against the defendant.
  • Deciding which Small Claims Court office to go to
  • Preparing all documents and evidences that can support your case
  • Filing the claim
  • Paying Small Claims Court fees
  • Serving the Plaintiff’s Claim after you have filed the claim with the court: you must prove that the defendant was properly served with the claim. You do this by filing an Affidavit of Service form.

If you have filed a claim and the defendant has not filed a Defence within 20 days, you can ask the court clerk to note the defendant in default. You do this by filing a Request to Clerk form. When a defendant has been noted in default you can ask the court to order them to pay money to you. This can be done by:

  • Asking the court clerk to sign default judgment for a specified sum of money for that you must fill out and file a Default Judgment form; or
  • Asking a judge to order default judgment. To do this, you file a Notice of Motion and Supporting Affidavit form. Explain the facts supporting your motion.

If it is a defended small court procedure, both parties should go for a settlement conference – a meeting with the parties and a judge to try to find an answer to the case that all parties can agree to. It must be held no later than 90 days after the first Defence is filed. There is a special rule for claims that are less than $2,500. The parties can agree to have a judge decide the case at the settlement conference. To agree to this, the parties must fill out a Consent form. The judge would decide the case at the settlement conference only if the parties could not reach a settlement. If the judge decides the case at the settlement conference, the case ends and there is no trial. At the trial each party tells their side of the story and the judge makes a decision.

What You Need to Consider BEFORE making Damage to Property claim in Small Claims Court:


  • Ask yourself if a lawsuit that you are going to start will be worth it.
  • You will need the correct legal name of the person or business and a current residential or business address.
  • Information you need to have to support your Small Claims Court case: You will have to prove your case. Consider what witnesses and/or documents you have to support you: any written evidence or documentation copies of documents (for example, contracts, N.S.F. cheques, record of payments), photographs and other that you intend to use to support your claim must be attached to the Plaintiff’s Claim form
  • Time you have to spend: Can you take days off at work to file your claim, deliver documents, and attend court many times? Are you willing to spend hours and hours for: 1) researching all guides on filing your claim; 2) researching all applicable Small Claims Court procedures and steps; 3) visiting Law Help Ontario at Small Claims Court – Pro Bono Law Ontario Duty Counsel are free lawyers that offer limited services to the public at the Toronto Small Claims Court; or 4) reading legislation on-line, for example the Limitations Act?
  • Consider other options to resolve the issue: To keep your costs low, you might want to try to reach an agreement out of court. This is called settlement. You may consider mediation, which is a less formal method of resolving a dispute through a neutral third party. Mediation can be less time-consuming, more flexible, and less expensive than proceeding in court. It can also help you find your own solution to the dispute and preserve your relationship with the person/business. CP Paralegal Services is always ready to provide you with mediation services.
  • Consider having help from CP Paralegal Services: keep in mind, court staff cannot provide you with legal advice or help you to complete all necessary forms. Do not relay on information from relatives and friends, unless they are lawyers or paralegals.

How CP Paralegal Services Can Help You with Damage to Property Case in Small Claims Court

The list of reasons to make a claim for Damage to Property in Small Claims Court can be endless. Although, you do not need a lawyer or paralegal when you go to Small Claims Court, to have a knowledgeable and experienced party to defend your case is a good idea. Remember, CP Paralegal Services is always ready to help you with your Damage to Property matter. We think that the information above that we have gathered especially for you, has assured you that dealing with Small Claims Court claim is complicated and often is overwhelming even for professionals.

There are 5 reasons why you may consider asking CP Paralegal Services for assistance:

  1. At CP Paralegal Services, we have experience and knowledge; we know how to deal with your Damage to Property case in Small Claims Court.
  2. If you hire CP Paralegal Services to represent you in Small Claims Court for your Damage to Property case, we’ll go to the court office as many times as it necessary, we’ll guide you through the trial, and you will not be involved in a stressful process.
  3. You will not have to ask for a day off at work for filing and serving documents or attend the trial.
  4. CP Paralegal Services will develop the best possible strategy of your defence.
  5. We make sure that all evidences are well-organized for your Damage to Property case and all time limits are considered.

Do not make a mistake! Save your time, money and nerves!

Let CP Paralegal Services their job while you are doing yours!

Do not forget that the other party is able to respond to your claim and may give evidence that will affect the judge’s view of your Damage to Property case. The particular details and proceedings for a Damage to Property are very technical, tricky and complicated and, more likely, you will need professional assistance.

CP Paralegal Services provides with paralegal services for Damage to Property claims in Small Claims Courts in Toronto, Aurora, Barrie, Brampton, Burlington, Caledon, Collingwood, Maple, Markham, Mississauga, Newmarket, Oakville, Orillia, Richmond Hill, Scarborough, St. Catharines, Thornhill, and Vaughan.

For more information you can go to the following pages of our website:

  • Overview (in the Small Claims Court section)
  • Enforcement of Judgment
  • Appeal
  • Small Claims Court (in the FAQ section)

If you have any questions please contact CP Paralegal Services:

3768 Bathurst Street, Suite 205
Toronto ON M3H 3M7
Phone: 416-671-7670
Email: cpsolutions60@gmail.com